Who is a credit technician?
A credit technician is a technical person or a person skilled in credit management or a closely related field. A credit is something of value (such as money) received with an agreement to pay it at a later date usually with an interest (additional money) above the credit received. Credit management deals with various activities related to issuance and administration of credit and related services. Under the guidance and supervision of senior credit officers, credit technicians’ assists with administration of various credit facilities among other duties.

Other related title(s)

1. Credit manager
2. Credit officer
3. Assistant credit officer
4. Credit management master craft person II

What is the work environment?
Credit technicians’ works in offices among other environments

Some important skills and qualities to have

1. Sales skills
2. Good numeracy skills
3. Confidence and persistence
4. Interpersonal skills
5. Communication skills
6. Listening skills
7. Basic computer skills
8. Organization skills
9. Among others

What are some career opportunities?
Credit technicians can find employment opportunities within banks, cooperatives and Sacco’s and other Financial Services Associations (FSAs) as well as other non-financial enterprises.

Becoming a credit technician

Minimum admission requirements

1. A mean grade of C- (Minus) and above in the Kenya Certificate of Secondary Education (KCSE) examination or its equivalent;
2. Craft certificate/ completion of KNQF level 5
3. Or other approved qualification

Training & Study options
What course(s) can you pursue in Technical Vocational Education and Training (TVET) colleges?

1. Diploma in credit management
2. Or other similar/ related fields

Qualifications Level
Kenya National Qualifications Framework (KNQF level 6)

Education Progression
Upon a successful completion of a diploma course, you can advance your education upward (in a relevant field) up to university level if you like. How is this possible?

1. Get a diploma certificate
2. Advance to degree certificate, (in a relevant field)

How to Join TVET College
There are two ways you can follow to join training institution(s) in pursuit of your career of choice.

1. Applying through Kenya Universities and Colleges Central Placement Service (Kuccps), for government sponsored students. Visit Kuccps website for details on; application procedure and timelines.
2. Applying directly to training institution of your choice, for self-sponsored students.

Financial Aid
If you are a needy student, apply for education loan through Higher Education Loans Board (HELB). Besides the loan, HELB can also give you a bursary. Visit HELB website for details on; application procedure, amount you can apply for and application timelines.

Important note!
Information provided on this website is for career awareness only, and not for any other purpose.